5/23/2020
NYS Announces $100 million New York Forward Loan Fund

The New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits, and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. The NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits, and small landlords that have seen a loss of rental income. The NYFLF is specifically timed to support businesses and organizations as they proceed to reopen and have upfront expenses to comply with guidelines (e.g., inventory, marketing, refitting for new social distancing guidelines) under the New York Forward Plan.

Pre-application for the New York Forward Loan Fund will be open on May 26, 2020 at Noon Eastern Daylight Time. Priority will be given to industries that have been reopened. This is not a first-come, first-served loan program. Applications will be reviewed on a rolling basis as regions and industries reopen.

  • Small businesses and nonprofits must employ 20 or fewer full-time equivalent (FTE) employees;
  • Small businesses must have gross revenues of less than $3 million per year;
  • Nonprofits must provide direct services and have an annual operating budget of less than $3 million per year; and
  • Have not received a loan from either SBA Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loan (EIDL) for COVID-19 in 2020.

Click here for more information on how to apply.

To fill out a pre-application and match with a participating lender, please click here.

5/21/2020
Contact Tracers, Team Supervisors and Community Support Specialists Needed in the New York State COVID-19 Contract Tracing Initiative

Would you like to become a part of the COVID-19 Contact Tracing Initiative? New York State is now searching for people to fill three types of jobs: Contact Tracers, Team Supervisors and Community Support Specialists. Visit this website to apply today.

  • Contact Tracers are responsible for reaching out to the contacts of anyone diagnosed with COVID-19 to assess symptoms, ensure quarantine compliance and determine social support needs.
  • Team Supervisors lead a team of 20 Contact Tracers, and one Community Support Specialist who are working remotely, using digital tools.
  • Community Support Specialists work with the team and the local health departments to address the physical/mental health, and social/human service needs of each family, especially for those who are in isolation or under quarantine.

New York State plans to hire a team of 6,400 to 17,000 staff, to support the New York State Department of Health and local health departments in performing contact tracing in communities across the state. The final number of staff will also depend on the projected total number of COVID-19 cases.

More information about how to apply to be a part of the NYS Contact Tracing Team can be found on the Westchester County Health Department Coronavirus Page. Visit the New York State website to find out more about how you can help

5/21/2020
NYS Issues Detailed Guidance for Phase One Reopening

NYS has released detailed guidelines for a phased reopening of businesses. The Interim Guidance consists of specific guidelines for businesses opening in

Phase 1:

  • Construction
  • Agriculture, Forestry, Fishing and Hunting
  • Retail – (Limited to curbside or in-store pickup or drop off)
  • Manufacturing
  • Wholesale Trade

The guidance provides more specificity on the businesses that are included in the five general business categories above. There is documentation on mandatory guidelines and recommended best practices by industry for employers and employees. The State has also made available a business reopening safety plan template to guide business owners and operators in developing plans to protect against the spread of COVID-19.

Read the Interim Guidance for Phase 1 here.

As a reminder, Westchester County, which is part of the Mid-Hudson region, has attained 5 of the 7 milestones for reopening as of 5/21/20. The phased reopening of non-essential business will be permitted once the region has attained all 7 milestones.

See the Regional Monitoring Dashboard for the latest assessment.

5/21/2020
NYS Rolls Out Tool to Help Determine if a Business is Eligible to Reopen

Businesses looking to determine if they are eligible to reopen can now use the New York Forward Business Reopening Lookup Tool which can be found here. A few points on this tool:

  • This online tool will help businesses determine whether or not they are eligible to reopen, and the public health and safety standards with which they must comply.
  • To use the tool, start by selecting your county, and then your industry / NAICS Code.

This online tool will be updated regularly as guidance evolves.

5/21/2020
NY > FORWARD – A guide to reopening NY & Building Back Better

CLICK HERE for LINK

5/20/2020
NY State Reopening Guidelines

CLICK HERE for ENGLISH

HAGA CLIC AQUÍ para ESPAÑOL

5/18/2020
NY Forward Business Re-Opening Safety Plan Template

CLICK HERE

Each re-opening business must develop a written Safety Plan outlining how its workplace will prevent the spread of COVID-19. A business may fill out this template to fulfill the requirement or may develop its own Safety Plan. This plan does not need to be submitted to a state agency for approval but must be retained on the premises of the business and must made available to the New York State Department of Health (DOH) or local health or safety authorities in the event of an inspection.

Business owners should refer to the State’s industry-specific guidance for more information on how to safely operate. For a list of regions and sectors that are authorized to re-open, as well as detailed guidance for each sector, please visit: forward.ny.gov

5/18/2020
Sources of Information

Westchestercatalyst.com/coronavirus-updates

Watch County Executive George Latimer’s Daily Coronavirus Briefing

Every workday at 2:00pm

The event will be streamed LIVE on Facebook at https://www.facebook.com/westchestergov/

Read the Federal Pandemic Unemployment Assistance Fact Sheet

Updated May 10! Read the updated guidance on what is considered an “essential” business here.

Sign up for email updates from NYS here and ask questions about COVID-19 here.

Find more information about the new NYS COVID-19 Paid Sick Leave law here.

5/18/2020
Paycheck Protection Program Still Accepting Applications

The SBA’S Paycheck Protection Program is still accepting applications for loans. Eligible businesses include small businesses with less than 500 employees, sole proprietors, independent contractors, and self-employed persons. For more information about who can apply, click here.

As of today, the following institutions are accepting PPP applications:

https://www.loanbuilder.com/ppp-loan-support (Paypal)

https://squareup.com/us/en/l/sba-ppp-loans (Square)

https://www.lendio.com/covid-relief/sba-paycheck-protection-program-loans/ (matches lenders to borrowers)

https://www.kabbage.com/paycheck-protection-program-loans/

https://pursuitlending.com/pppapply/

If you need help competing your application in English or in Spanish,

para los dueños de negocios que hablan español los cuales necesitan ayuda para completar la solicitud de SBA para el Programa de Protección a su Salario deberán ir a:

https://www.volunteernewyork.org/vvc

5/18/2020
Contact Tracers, Team Supervisors and Community Support Specialists Needed in the New York State COVID-19 Contact Tracing Initiative

Would you like to become a part of the COVID-19 Contact Tracing Initiative? New York State is now searching for people to fill three types of jobs: Contact Tracers, Team Supervisors and Community Support Specialists. Visit this website to apply today.

  • Contact Tracers are responsible for reaching out to the contacts of anyone diagnosed with COVID-19 to assess symptoms, ensure quarantine compliance and determine social support needs.
  • Team Supervisors lead a team of 20 Contact Tracers, and one Community Support Specialist who are working remotely, using digital tools.
  • Community Support Specialists work with the team and the local health departments to address the physical/mental health, and social/human service needs of each family, especially for those who are in isolation or under quarantine.

New York State plans to hire a team of 6,400 to 17,000 staff, to support the New York State Department of Health and local health departments in performing contact tracing in communities across the state. The final number of staff will also depend on the projected total number of COVID-19 cases.

More information about how to apply to be a part of the NYS Contact Tracing Team can be found on the Westchester County Health Department Coronavirus Page. Visit the New York State website to find out more about how you can help

5/18/2020
Nonprofits: Take This Important Survey

Nonprofit Westchester and Westchester funders are working together to gather comprehensive, data-driven information to help understand the current and emerging needs of Westchester’s nonprofit sector. This survey will enable Nonprofit Westchester to collect such information and to target resources for local nonprofits and the communities they serve.

Note that all information collected will be used anonymously and reported in aggregate. Only one survey per agency is needed. Please complete this survey by Tuesday, May 19, 2020.

Funding partners: Westchester Community Foundation, United Way of Westchester & Putnam, Field Hall Foundation, Frog Rock Foundation, Community Fund of Bronxville, Eastchester and Tuckahoe, Patrina Foundation, Impact100 Westchester, and RXR Building Community Fund at WCF.

Take the Survey Here

5/18/2020
NYS Issues Detailed Guidance for Phase One Reopening

NYS has released detailed guidelines for a phased reopening of businesses. The Interim Guidance consists of specific guidelines for businesses opening in
Phase 1:

  • Construction
  • Agriculture, Forestry, Fishing and Hunting
  • Retail – (Limited to curbside or in-store pickup or drop off)
  • Manufacturing
  • Wholesale Trade

The guidance provides more specificity on the businesses that are included in the five general business categories above. There is documentation on mandatory guidelines and recommended best practices by industry for employers and employees. The State has also made available a business reopening safety plan template to guide business owners and operators in developing plans to protect against the spread of COVID-19.

Read the Interim Guidance for Phase 1 here.

As a reminder, Westchester County businesses are not reopening on May 15. Westchester County is part of the Mid-Hudson region, which has attained 5 of the 7 milestones for reopening as of 5/14/20. The phased reopening of non-essential business will be permitted once the region has attained all 7 milestones. See the Regional Monitoring Dashboard for the latest assessment.

5/13/2020
Helpful Documents and ReOpening Tips

Recovery Readiness – How-to Guide for Reopening Your Workplace
(Cushman & Wakefield / Pyramid)

Recovery Readiness – Platform Solutions
(Cushman & Wakefield / Pyramid)

The Safe Six Checklist
(Cushman & Wakefield / Pyramid)

Reopening Guidance for the Restaurant Industry
(AIHA)

The New York Restaurant Promise
(NYS Restaurant Association)

 

4/23/2020
Guidance for Determination of taxpayer economic hardship

Click here for information from County Exec. George Latimer

Click here for Peekskill Waiver for Late Payment 

Information to qualify for a waiver of penalties for late payment of county and county district taxes up to July 15, 2020

More information from the County can be found HERE

4/23/2020
Reopening Guidance

Click Here for A Guide for the Restaurant Industry

The purpose of the guidance is just that, to offer direction and provide a framework for best practices as you reopen.

More information can be found HERE

4/17/2020
Updated Sources of Information

Westchestercatalyst.com/coronavirus-updates

New! Read the updated guidance on what is considered an “essential” business here.

Updates from NYS on health care coverage here.

Apply for an Economic Injury Disaster Loan here.

Apply for a Paycheck Protection Program Loan here.

Updated COVID-19 Disaster Funding Guidebook provided by Senator Kirsten Gillibrand

Small Business Guide to the CARES Act: Prepared by the US Senate Committee on Small Business and Entrepreneurship with answers to many Frequently Asked Questions available here.

A Guide to Expanded Unemployment Insurance Benefits in the CARES Act available here.

Read new Unemployment Insurance FAQ here.

Sign up for email updates from NYS here and ask questions about COVID-19 here.

Find more information about the new NYS COVID-19 Paid Sick Leave law here.

4/17/2020
Small Business Help with eCommerce

Here is a link to a recording to the recent SBA eCommerce webinar which covered how to add gift cards/gift certificates to your existing website, and other eCommerce functions.

The Office of Economic Development has hired an eCommerce expert to provide guidance to small businesses in Westchester County who need help with this. Contact us here and put eCommerce in the subject line if you are interested in a free consultation.

4/17/2020
Help for Restaurant Employees
National Restaurant Association Relief Fund

This new grant opportunity was just announced. Restaurant employees may be eligible for a $500 grant from the National Restaurant Association Educational Foundation’s (NRAEF) Employee Relief Fund. Staff may be eligible for a $500 one-time grant if they:

  • Worked on a part- or full-time basis in the restaurant industry for at least 90 days in the past year (this includes food delivery),
  • Have had a primary source of income in the restaurant industry for the last year,
  • Have experienced a decrease in wages or loss of job on or after March 10, 2020, which these grant funds will help offset,
  • Live in the United States, an overseas U.S. military base, or any U.S. territory, and
  • Are over the age of legal majority in their U.S. state or territory. Grants will be awarded as soon as possible to those individuals who meet the eligibility criteria.

The grants are subject to availability and are limited to one per person.

Apply here.

Grants for Restaurant/Bar workers in New York State

To qualify for grant assistance, applicants must satisfy all of the following requirements:

  • Completed Application Form,
  • Full-time employee (Minimum of 30 hours total per week, can be multiple restaurants),
  • Employed for 3 months or longer at the same location,
  • Worked in a restaurant, bar, cafe or nightclub located in New York (other eligible states: Arizona, California, Connecticut, Florida, Georgia, Illinois, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Vermont)

Apply here.

4/17/2020
Get Help Completing the SBA’s Economic Injury Disaster Loan (EIDL) and Paycheck Protection Program (PPP) Applications

At the direction of Westchester County Executive George Latimer, the Office of Economic Development has organized a large group of dedicated volunteers to assist small businesses in preparing their applications for the EIDL program and PPP loans.

While we are aware that both of the SBA’s programs are not currently accepting applications, it is expected that these programs will be refunded sometime next week. We want our small businesses to be ready when additional funding comes through. If you need help preparing your EIDL or PPP applications you can sign up with one of our volunteers by going to this website:

https://www.volunteernewyork.org/vvc

Volunteers are available 7 days per week from 8:00am to 6:00pm.

SBA Economic Injury and Disaster Loan Application Information

SBA/Small Business Development Corporation Contact:
Chris Thiesing at tel. 845 574 4126
email cthiesin@sunyrockland.edu

SBA Application Assistance website: https://covid19relief.sba.gov

SBA Office of Disaster Assistance Customer Service: 1-800-659-2955

You may also contact your own bank for SBA 7a Loan Assistance and to ask for existing loans “no Penalty” deferments.

For LOCAL Nonprofit Development Bank Forms of Assistance, Contact:

Community Capital (Elmsford, NY) which announced Emergency Loans for Businesses Affected by the COVID-19 Virus
For more information call Rachael Dubin (914) 747 8020 extension 118.

>>CC Loan application at: https://communitycapitalny.org/emergency-express-loan/

For Westchester Office of Economic Development Assistance, Contact: https://westchestercatalyst.com/coronavirus-updates/

You should also contact your insurance brokers to see if you have business interruption insurance.

SBA special website for CARES loans under No. 2 SBA Loans: https://www.sba.gov/page/disaster-loan-applications

Paycheck Protection Program:

 https://home.treasury.gov/policy-issues/top-priorities/cares-act/assistance-for-small-businesses

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Information:
For a top-line overview of the program CLICK HERE
If you’re a borrower, more information can be found HERE
The application for borrowers can be found HERE
If you’re a lender, more information can be found HERE

NYS Sales and USe Taxes Late Payment Penalties – Abatement Available:

On March 20, 2020 the State of New York issued an Executive Order that, among other things, issued the authority of the Commissioner of Taxation and Finance to abate interest, for a period of 60 days, for taxpayers who were required to file returns and remit sales and use taxes by March 20, 2020, for the sales tax quarterly period that ended February 29, 2020. The Department of Taxation and Finance already had the authority to abate late filing and payment penalties.

If you are a sales tax vendor affected by COVID-19, you may apply to have penalty and interest waived if you were unable to file or pay by the March 20, 2020 due date.

To apply for this relief go to https://www.tax.ny.gov/press/alerts/sales-tax-relief-for-covid-19.htm select Request Relief and complete the form as follows:

1.  Enter COVID-19 in the subject line
2.  In the question section, provide the following:
*   EIN (considered public information)
*   Business name
*   Business address

You will receive confirmation that your request was successfully submitted.

https://www.tax.ny.gov/press/alerts/sales-tax-relief-for-covid-19.htm

Please note the following:
*   This relief is not automatic but is at the discretion of the Department of Taxation and Finance
*   You still have a sales tax liability that would be considered a personal liability for the “responsible persons”
*   This does not include the prompt tax payment due March 25, 2020 (for ACH debit 5:59 PM March 24, 2020)

To view the guidance issued by Governor Cuomo, visit https://www.tax.ny.gov/pdf/notices/n20-1.pdf, Announcement Regarding the Abatement of Penalties and Interest for Sales and Use Tax due to the Novel Coronavirus, COVID-19.

United Way COVID-19 Response Fund:

https://www.uwwp.org/coronavirus-response-grant/

The United Way of Westchester and Putnam announced that they will be awarding grants to nonprofits that are directly helping underprivileged populations displaced or actively impacted by the Coronavirus (COVID-19) in Westchester County.

To apply for the grant, download this application form:
download as .docdownload as .pdf

About the Peekskill BID
The Peekskill Business Improvement District ("BID") works to promote the growth and development of downtown Peekskill as an attractive place to live and do business through business recruitment and retention, marketing campaigns, capital improvements, beautification efforts, event sponsorship, and advocacy.
Downtown Map
Peekskill Business Improvement District Boundary